AkosGoJack Blog

Ghanaian Youth Empowerment

Child Rights Lifestyle & Health

Insurance Policies in Ghana?

Byakosgojack

Apr 19, 2021 , , , ,

Those who live in Ghana and/or are familiar with the Ghanaian environment and systems, please tell us if:
1. Insurance policies work? Do they pay for claims?

2. What policies work? Home, auto, life insurance, injury, property and liabilities? Funeral insurance?

3. If they work? How are they claimed and what is the average length of time and the nature of bureaucracy?

I am asking because we had our vehicle broken into, someone broke our windshield and did not get them replaced, no police visit after the theft or the vehicle damage. No insurance payments although Ghanaian police is always harassing drivers a gazillion times a day about auto insurance.

Reason 2.
Recently a Ghanaian/American who had a property (a large house-12 bed) in Ghana had it burned leading to severe property damage and he did not seem to have any hope of insurance payments or replacement. Not sure if he had one but…people will buy if they are aware it exists and are confident about claim payments.

Reason 3.
Last week I heard in a Ghanaian radio news about a 32 year old man who was died about 5 years after of suffering a severe injury and paralysis after a so called Advertising board fell on him. He, lost his mobility (immediately at age 28), became severely disabled laid bed bound for 5 years. No insurance for hospital bills, lost income, care, surgical needs etc.

4. The banking crisis and losses by individuals and the state due to lack of insurance.

What works down there?

If they want diasporians to send their hard won money or acquire properties and business there, what are the modalities to protect prospective returnees, their families and properties against disabilities, injuries and damage or loss of property?

Please submit your insights, knowledge, experience and thoughts.

Thank you!
Akosua G
Ontario Canada
April 19, 2021

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  2160. Hello! Quick question that’s completely off topic. Do you know how to make your site mobile friendly? My web site looks weird when viewing from my iphone4. I’m trying to find a template or plugin that might be able to fix this issue. If you have any suggestions, please share. Cheers!

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  2170. Interesting post here. One thing I would like to say is always that most professional domains consider the Bachelor Degree like thejust like the entry level standard for an online diploma. When Associate Certification are a great way to begin with, completing ones Bachelors presents you with many entrances to various professions, there are numerous internet Bachelor Course Programs available from institutions like The University of Phoenix, Intercontinental University Online and Kaplan. Another concern is that many brick and mortar institutions make available Online variants of their college diplomas but usually for a greatly higher amount of money than the organizations that specialize in online diploma programs.

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  2180. Hey there! Quick question that’s completely off topic. Do you know how to make your site mobile friendly? My website looks weird when browsing from my apple iphone. I’m trying to find a theme or plugin that might be able to fix this problem. If you have any recommendations, please share. Thanks!

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  2233. One more thing to say is that an online business administration course is designed for individuals to be able to without problems proceed to bachelor’s degree education. The 90 credit diploma meets the lower bachelor diploma requirements and when you earn your current associate of arts in BA online, you will have access to the newest technologies with this field. Some reasons why students want to get their associate degree in business is because they’re interested in the field and want to obtain the general education and learning necessary prior to jumping right bachelor diploma program. Many thanks for the tips you actually provide as part of your blog.

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  2280. I have observed that costs for online degree gurus tend to be an awesome value. Like a full 4-year college Degree in Communication in the University of Phoenix Online consists of 60 credits from $515/credit or $30,900. Also American Intercontinental University Online gives a Bachelors of Business Administration with a whole course feature of 180 units and a price of $30,560. Online studying has made getting the college degree been so cool because you might earn your degree in the comfort of your home and when you finish from work. Thanks for all the other tips I have certainly learned through the web-site.

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  2285. In these days of austerity and also relative stress and anxiety about getting debt, lots of people balk against the idea of employing a credit card to make acquisition of merchandise or pay for a holiday, preferring, instead only to rely on a tried and also trusted approach to making settlement – cash. However, if you’ve got the cash there to make the purchase in whole, then, paradoxically, that’s the best time just to be able to use the cards for several motives.

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  2288. A further issue is really that video gaming has become one of the all-time main forms of excitement for people of every age group. Kids play video games, plus adults do, too. The XBox 360 has become the favorite games systems for those who love to have a huge variety of video games available to them, in addition to who like to relax and play live with other individuals all over the world. Thanks for sharing your notions.

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  2336. Yet another issue is that video games usually are serious naturally with the main focus on mastering rather than leisure. Although, there’s an entertainment facet to keep your sons or daughters engaged, each and every game is usually designed to develop a specific expertise or program, such as numbers or research. Thanks for your post.

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  2343. I’ve learned new things from a blog post. One other thing to I have observed is that in many instances, FSBO sellers will certainly reject anyone. Remember, they would prefer not to ever use your services. But if you maintain a reliable, professional connection, offering support and being in contact for four to five weeks, you will usually be capable of win a conversation. From there, a listing follows. Thanks

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